Almost everyone needs life insurance. Helicon can make sure you and your family are taken care of in the future. It’s important to know that all life insurance policies are not the same. Helicon Life Insurance policies help provide security after a sudden medical emergency or death to you or your beneficiaries. Life insurance covers accidental or unexpected deaths, accidents, disability, and cancer.
It’s also important to known there are different types of life insurance. Find out the details below about the differences between term and whole life policies, so you’ll be well-informed when you make a decision. Either way, Helicon can provide the best solution for your needs and preferences.
Term
Term insurance coverage is set for a predetermined period of time. Once the term ends, the insurance benefit is no longer applicable. Term Insurance has a wide range of options that allow you to customize your plan to best fit you and your family’s comfort level.
- Often very affordable
- Tax-free payout
- Offers security to young families
Whole Life
Whole Life (or Permanent) Insurance lasts an entire lifetime (or as long as the policy is active). In addition, it also acts a savings account that accumulates in value.
- Increases in Value
- Protection for a lifetime