Plans to fit your unique needs.
Most would agree, Home Insurance is needed (and in most cases, a necessity). But, do you know what you’re getting in a home insurance policy? Are you confident you will be protected should you need to file a claim?
Consider a catastrophic event such as a fire—it has the potential of wiping out everything you own. Without insurance, you could be left with nothing which is not only scary, it could change the trajectory of your financial future for the rest of your life.
Or, there could be an unfortunate event such as a fire damaging part of your home – a kitchen fire, for example. It may not cause total loss, but the reality is, refurbishing or rebuilding a kitchen is very costly to repair. Are you sure you’re covered for something like that?
These are the kinds of situations and scenarios that are important to address when determining what kind of customized home insurance policy you will need. That’s where Helicon can help personalize recommendations for your specific needs.
Coverage option examples:
- Dwelling Protection (Home & Home Attachments)
- Personal Property & Contents (Appliances, Jewelry, Antiques, Collector’s Items, etc…)
- Detached Structures (Shed, Garage, Storage facility, Deck, Fence, Pool, etc..)
- Extended Replacement Cost
- Additional Living Expenses
- Personal Injury & Liability
- Guest Medical Protection
- Identity Theft Protection
- Miscellaneous
Furthermore, a typical home insurance policy covers:
- Fire & Smoke
- Wildfire
- Hail & Windstorms
- Tornadoes
- Leaks
- Lightning
- Power surges
- Trees
- Theft
Learn more about Flood Insurance
Manufactured, Mobile, and Modular
While many insurance companies offer Manufactured, Mobile, and Modular Home Insurance, there are only a few that consider it a specialty. Helicon is fast becoming an industry-leading provider of Manufactured Home Insurance. In fact, the word “Helicon” derives from the model name of a popular manufactured home!
We work with a multitude of industry-specific carriers offering expansive coverage options that are tailored to the manufactured housing community.